Why #CoverageMatters For Latinos

Why #CoverageMatters For Latinos
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Since the beginning of the Affordable Care Act, 4 million Latinos have received health coverage, but many more are eligible this time around! With end-of-year deadlines looming to enroll for coverage in 2017 (December 15th is the last day to enroll in or change plans for coverage starting on January 1, 2017. January 31, 2017 is last day to enroll in or change a 2017 health plan.) We interviewed Health and Human services director Sylvia M. Burwell for the lowdown on what you need to know to get healthy and happy this year!
 
 
What’s the #1 thing most people don’t know about the Affordable Care Act?
I would say the #1 thing is that you can get financial assistance. About 85% of people get and qualify for some type of discounts. Thanks to financial assistance, most marketplace consumers this year will find plan options with premiums between $50 and $100 per month. You’ll find out exactly how much you'll save and pay for a plan when you fill out a Marketplace application at healthcare.gov
 
Why in particular should Latina sign up soon?
With coverage comes many preventative services like annual mammograms, pap smears, and even contraception.  Also, under the ACA Health Insurance companies can’t refuse to cover you or charge you more just because you have a “pre-existing condition,” — that is, a health problem you had before the date that new health coverage starts like asthma, diabetes, or cancer.  Lastly, health insurance companies can’t charge women more than men.
 
Does your immigration status matter?
No, we have members whose families are of mixed status.
 
Anything else to know?
You can actually face a penalty of $695 if you don’t have insurance. And it only takes minutes to sign up in English or Spanish. To learn more about Open Enrollment, or to check out your coverage options, visit: Healthcare.gov, cuidadodesalud.gov, or call 1-800-318-2596 (TTY 1-855-889-4325).