In your 40s, go for a regal chic look. You’ve got the wisdom and experience to carry a more opulent style (whether or not you intend to spend a lot for it). Shop local milliners for a statement hat that’s equal parts head-warmer and conversation-starter. Try on luxe leather over-the-knee boots that will simultaneously up your style quotient while shielding your legs from the cold. Pick a purse that’s perfectly-polished and classic for day, sparkly and ornate for evening. Cinch a coat with a beautiful belt to enhance curves and also suggest stature.